XRP Could Hit $45 as XRPL Activity Soars and SWIFT Loses Ground

A prominent crypto expert has forecasted a potential 1,300% surge in XRP’s price, fueled by a sharp rise in activity on the XRP Ledger (XRPL) — a signal that investor interest is making a strong comeback. Based on on-chain data and real-world applications, the expert believes this cycle could even surpass XRP’s historic 2017 rally.

XRPL Gains Momentum While SWIFT Slows Down

As global transaction volume on SWIFT drops by 15%, XRPL is gaining traction thanks to its speed, low costs, and ability to bypass complex intermediary systems.

At the Apex XRPL Summit, Ripple CEO Brad Garlinghouse predicted that XRPL could handle up to 14% of SWIFT’s global transaction volume within the next five years. With SWIFT processing over $150 trillion annually, this would translate to more than $21 trillion flowing through XRPL.

This projection seems increasingly realistic, as more financial institutions adopt XRPL for its 3- to 5-second settlement speed, transparency, and reduced need for pre-funded accounts. RippleNet, which runs on XRPL, now facilitates billions of dollars in cross-border transactions, helping banks and fintech firms improve cash flow and cut costs.

New Sidechain, RLUSD Stablecoin, and DeFi Fuel Optimism

Supporting XRP’s bullish outlook, XRPL’s new EVM-compatible sidechain officially launched on June 30. Within its first week, over 1,400 smart contracts were deployed — and over 1,300 remain active.

Meanwhile, Ripple’s RLUSD stablecoin is targeting the $685 billion remittance market. As RLUSD adoption grows in payments, DeFi, and remittances, XRPL transaction volume is expected to rise further — increasing demand for XRP and driving its price up through enhanced on-chain liquidity.

XRP Price Could Rise 1,300%, Echoing 2017 Breakout

The analyst known as “The Great Mattsby” recently pointed out a re-expansion of XRP’s monthly Bollinger Bands — a pattern last seen before its historic 2017 rally, when the price skyrocketed by 1,300%. Using Gann-based analysis, Mattsby projects XRP could reach $45 if the same setup unfolds.

Despite past setbacks, XRP’s recent price momentum has been undeniable. As of writing, XRP is trading at around $3.50 with a market cap of over $207 billion — a 63% increase in just one month, aligning with XRPL’s recent surge in activity.

Data shows daily active addresses on XRPL have increased sevenfold, now exceeding 29,000 with over 10,000 unique traders. Daily transactions surpassed 830,000. Meme coin trading contributed over $6.25 million in volume, while stablecoin activity held steady at $5.6 million. Decentralized exchanges (DEXs) on XRPL saw over $12 million in volume — highlighting strong liquidity.

As XRPL continues expanding from payments into smart contracts and stablecoin remittances, experts believe XRP could be on the brink of a major breakout — potentially reaching unprecedented price levels.